Questions, answered plainly

RexFlow is a personal-finance app for people with irregular income. Every time money arrives, it splits the payment into three buckets — Essentials (50%), Future (30%) and Enjoy Life (20%) by default — so your must-pays and savings are handled before you spend, and what is left in Enjoy Life is genuinely yours.

Anyone whose income arrives in uneven amounts or on an uneven schedule: freelancers, creators, consultants, salespeople on commission, agency owners and business owners. Salaried earners who want saving to happen automatically use the same system.

Most budgets assume a fixed paycheck on the 1st and track spending after the fact. RexFlow works per payment instead of per month: each deposit is allocated the moment you add it, so savings and essentials come first and the spending number you see is already safe.

RexFlow is in pre-launch. Join the waitlist and we will email you the day it is available — there is no fixed public date yet, and we will not invent one.

Yes. 50 / 30 / 20 is only the starting preset. Set any percentages that add up to 100% during setup, and change them later from your profile.

Your buckets keep what earlier payments allocated, so a slow month draws on money you already set aside rather than on guesswork. That is the point of allocating every payment the moment it lands.

A single 0–100 number based on how much of this month’s income you have kept — income minus spending, as a share of income. Green (70+) means you are saving strongly, amber is on track, red means most of your income is going out.

It is the balance of your Enjoy Life bucket. Essentials and Future are funded first on every payment, so the spending safety meter shows money you can use without touching rent or savings.

Yes. RexFlow is local-first: your data is stored on your device, so the app opens instantly and works without a connection. Changes sync to your account when you reconnect.

Today you can create a Taxes category inside Essentials so every payment sets its share aside. A dedicated tax auto-reserve with a quarterly view is on the roadmap and not available yet.

No. RexFlow never asks for bank logins, card numbers or account access. You add income and spending yourself, which keeps your data private and in your control. Optional bank sync is on the roadmap; it will never be required.

RexFlow stores only the figures you enter — no bank credentials and no card data. Data syncs over HTTPS to an API protected by signed tokens, strict input validation and rate limiting, and analytics never record money amounts. You can delete your account at any time, including immediate permanent erasure on request.

The core — buckets, automatic allocation, health score, categories, recurring income and bills — is free. A paid tier, RexFlow Plus, is planned for advanced features such as bank sync and an AI coach. People who join the waitlist before launch keep Plus free for life as founding members.

RexFlow is built with Flutter for iPhone and Android, with Huawei AppGallery planned. Web and Windows desktop apps are in development. None of the store listings are live yet — join the waitlist to hear when they are.

Today’s insights are plain, rule-based money tips — no language model sees your data. An AI Financial Coach is in development for RexFlow Plus.