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Built for creators

Turn unpredictable payouts into predictable wealth.

Ad revenue, sponsorships and platform payouts land whenever they land. RexFlow allocates each one automatically so your wealth grows even when the algorithm doesn’t cooperate.

Free · No bank connection · Founding members keep Plus free for life

or see how it works ↓
Coming soon on
  • iPhone
  • Android
  • Huawei
  • Web
  • Desktop
J

Hi Jack

Your money OS

Total balance

$48,290.00

92Financial health
How is this calculated?

Income (mo)

$8,600

Spend (mo)

$3,180

Safe to spend today

From your Enjoy Life bucket this month.

$64

Cash Flow

Reports

Income

$8,600

Spent

$3,180

Net

$5,420

12% vs last month

Buckets

See all

Essentials

Rent, food, bills

$12,450

50%

Future

Savings & investing

$31,720

30%

Enjoy Life

Guilt-free spending

$4,120

20%

HomeBucketsSpendingProfile
Smart buckets
3
Proven split
50/30/20
Health score
0-100
Yours to control
100%
Sound familiar?

The money problem creators actually have

Payouts on nobody’s schedule

Platforms pay when they pay. A monthly budget can’t keep up with income that arrives in random bursts.

Big month, gone by the next

A viral month feels rich — then it evaporates because nothing was allocated while it was flowing.

Business and personal money tangled

Gear, software and taxes blur into your spending money, and you never really know where you stand.

Every payout is split the instant it arrives — a slice for essentials, a slice growing your Future, a guilt-free slice to enjoy. A huge month funds the slow ones instead of disappearing.

Allocate first

See it on your own income

Here’s what happens the moment a sponsorship pays out — RexFlow splits it across your three buckets before you can overthink a cent.

When a sponsorship pays out$4,500
  • Essentials$2,250

    50% · Rent, food, bills

  • Future$1,350

    30% · Savings & investing

  • Enjoy Life$900

    20% · Guilt-free spending

Set any split you like — 50% / 30% / 20% is just the starting point.

What changes for you

  • Every viral month quietly funds the quiet ones
  • Savings that grow whether or not you post this week
  • Business and personal money finally untangled
Get RexFlow free

Free to start · No bank connection · Set up in 2 minutes

How it works

From lumpy paycheck to lasting wealth in four steps

No spreadsheets. No bank logins. Just a system that does the allocating for you, every single time money arrives.

  1. 1

    Set your split

    Pick how each dollar divides across Essentials, Future and Enjoy Life. Start with the proven 50 / 30 / 20 preset or drag the sliders to fit your life.

  2. 2

    Add income as it lands

    Log a paycheck, invoice or payout — one-time or recurring. RexFlow instantly routes it to the right buckets with a live allocation preview.

  3. 3

    Spend from what’s left

    Your Essentials and Future are already handled, so the Enjoy Life balance is yours to spend — guilt-free and without touching rent money.

  4. 4

    Watch your wealth compound

    Track your health score, hit milestones and forecast your net worth as consistent allocation quietly turns irregular income into real savings.

Why RexFlow

Not another budgeting app

Traditional budgeting tools assume a paycheck on the 1st. That’s not how creators get paid — so RexFlow works the opposite way.

A traditional budgeting app

  • Assumes a steady monthly salary
  • You budget after you’ve already spent
  • Asks you to connect your bank
  • Manual tracking, and guilt when you slip
  • Savings are whatever happens to be left

RexFlow

  • Built for income that arrives in lumps
  • Allocates every payment before you spend
  • No bank login — you stay private and in control
  • Automatic and calm — the system does the work
  • Savings come first, on every single deposit
Security & privacy

Your money, your data, your device

RexFlow is privacy-first by design. We store only the numbers you enter — never bank logins, card details or your spending amounts in analytics.

HTTPS everywhereGDPR-ready deletionWorks offline

No bank logins, ever

RexFlow never connects to your bank or asks for card numbers. It stores only the income and spending figures you choose to enter.

Local-first & private

Your data lives on your device first. Analytics never capture dollar amounts or personal information — a finance app should never record money on screen.

Hardened, modern API

Data syncs over HTTPS to an API protected with signed tokens (EdDSA/JWKS), strict validation, request rate limiting and security headers.

You own your data

Delete your account any time. We support both a restorable archive and immediate, permanent erasure on request — your data, your call.

Loved by independent earners

Calm finances for people with uneven income

Freelancers, creators and consultants use RexFlow to smooth the highs and lows — and finally feel in control.

“My income swings from $2k to $9k a month. RexFlow is the first app that actually gets that. I finally have three months of runway and I stopped panicking every slow week.”
MRMaya R.Freelance designer
“The split happens the second a payout lands. My savings just… grow now, without me thinking about it. The Enjoy Life bucket means I can book the trip without the guilt spiral.”
DKDevon K.Content creator
“As a consultant with big invoices and quiet months, the health score keeps me honest. It’s the calmest my finances have ever felt.”
PSPriya S.Independent consultant
“I tried every budgeting app. They all assume a paycheck on the 1st. RexFlow is the only one built for how commission actually works.”
MTMarcus T.Sales / commission earner

Illustrative stories representing RexFlow's target users. Real reviews coming as we grow.

Pricing

Start free. Build wealth today.

RexFlow’s core is free forever — no trial, no card, no bank connection. Upgrade later only if you want advanced insights.

Most popular

RexFlow Free

$0/ forever

Everything you need to start building wealth on autopilot.

  • Automatic 3-bucket income splitting
  • Custom allocation percentages
  • Financial health score
  • Spending safety meter
  • Envelope categories & budgets
  • Recurring income & bills
  • Milestones & shareable wins
  • Offline-first, syncs everywhere
Download free
Free for founding members

RexFlow Plus

Coming soon

The power-user tier for serious wealth building. Join before launch as a founding member and keep Plus free — for life.

  • Everything in Free
  • AI Financial Coach & forecasting
  • Web app + Windows desktop, synced everywhere
  • Bank sync & auto-categorization
  • Tax auto-reserve & quarterly view
  • Income volatility & runway analytics
  • Advanced analytics & cash-flow trends
  • Investment tracking & automatic rules
  • Multi-currency, PDF reports & receipts
  • Family / shared accounts & business reports
Become a founding member
FAQ

Creators: questions, answered

Log each payout with its own source and category — you keep a clear picture of what came from where without connecting any accounts.

Be first — and keep Plus free for life

RexFlow launches soon. Join now as a founding member: get notified the day it drops and keep every future Plus feature free — for life.

Free · No bank connection · Founding members keep Plus free for life

Coming soon to
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  • Free to start
  • No bank connection
  • iOS & Android
  • Works offline
Free · Founding membersGet early access